Kentucky lawmaker files bill to help victims of data breaches

Mark Vanderhoff reports:

A state lawmaker said the Equifax data breach affected 40 percent of Kentuckians.

Sen. Morgan McGarvey announced proposed legislation to help those victims at the Louisville headquarters of the AARP.

[…]

The bill requires companies to provide victims with:

  • A free credit freeze.
  • Five years of credit monitoring.
  • Three free credit reports from each of the three major credit monitoring agencies.

Read more on WLKY, but frankly, I don’t think the bill offers nearly enough help to victims of breaches. If this bill is to help people who have already had their data stolen in a breach, where is the mitigation/help if those data are misused by the criminals? Who helps them reverse charges or clear their accounts? And where is the requirement that CRAs respond within X days to a complaint that there is an error in the report, etc.?

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